The Sunshine State has over 2.8 million small businesses, making up nearly all of the companies in Florida.1 Whether you’re a small business owner or looking to open your company in Florida, a key part to running a successful business is making sure you have the right business insurance.
Small business insurance helps protect your company from financial losses due to different risks. This includes:
Bodily injury Property damage Lawsuits Types of Florida Business Insurance Offered Florida Business Owner’s Policy A Business Owner’s Policy (BOP) combines three essential types of coverage to help protect your business from claims that can come up during normal operation, like bodily or personal injury and property damage.
Business Income Insurance, which helps replace your lost income if you can’t operate because of covered property damage. Commercial Property Insurance covers the owned or rented building, tools and equipment you use to operate. General Liability Insurance, also known as commercial general liability insurance or business liability insurance, helps protect your business from claims that it caused bodily injury or property damage to someone else. With business income, commercial property and general liability insurance, Florida businesses have a good foundation for protection.
